The Best Christian Money Book I’ve Read

Bob and Linda Lotich’s Simple Money, Rich Life, based on John Wesley’s “earn, save, give all you can,” plus their own twist: enjoy it all.

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My friends Bob and Linda Lotich wrote the book Simple Money, Rich Life, based on the teachings of John Wesley, who said, “Earn all you can, save all you can, and give all you can.”

They add: “And enjoy it all.”

This is now my favorite of the Christian finance books I’ve read (and I have read more than average, I suspect).

I appreciate the balance between earn all you can (don’t waste your life), save all you can (don’t don’t spend more than you earn—with helpful suggestions), give all you can (more on this in a moment), and enjoy it all (enter into the full life that the Lord has given).

Different people have different understandings around tithing. I have heard Christian teachers that I respect and love on both sides of the issue (for example: don’t do 10% because you’re a steward of it all, and it’s not yours to decide vs. for only 10% of your income, you get to have God as a financial partner).

So this is not talking about tithing. Be led by the Spirit and your understanding of the scriptures.

Rather, I appreciated their perspective that sometimes we give for need, and sometimes we give for love. We can sow into ministries that are blessing you, in order to allow them to continue their good work.

I was talking to one of our longtime readers this last week. Her family had started donating to our ministry in 2022. She said, “While I appreciate the prayer coverage, really, I am so thankful for the work that you’re doing in the world, and I want to be a part of it.”

So this message is to say: read the Lotich’s book.

Thank you, Lord Jesus, for all of the ways that we get to be part of the work that you are doing in the world. Amen.

When it comes to mercy, God is rich!

Amy Joy


You are invited! Sign up for the Prayer Refresh, an email series with short prayers to pray as you go about your day. The first five readers all wrote me at different times and said, “This is changing my life.”